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This licensee is performing acts for which a real estate license is required. American Retirement Group, Inc. is licensed by the State of California Department of Real Estate, Broker #02223892 ; NMLS # 2531170. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional, and all conditions must be met by the borrower. A loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. American Retirement Group, Inc. is an Equal Opportunity Mortgage Broker/Lender. As a broker, American Retirement Group, Inc. is NOT individually approved by the FHA or HUD, but American Retirement Group, Inc. is allowed to originate FHA loans based on their relationships with FHA approved lenders. This website has not been reviewed, approved, or issued by HUD, FHA or any governmental agency.